I have observed a significant number of people in my lifetime who are risk aversive: they are afraid of change, of overhaul, of uprooting, of adventure, and even success.  They hide in their (relatively) secure little jobs, in their secure little neighborhoods, their secure little group of friends, and their secure and predictable belief systems. Essentially, they are living at periscope depth, below radar, hoping that no one will find them out.

Actor Burt Reynolds once said, “I walk around in constant fear that someone will pat me on the back and say, ‘Burt, we’re going to pay you what you’re worth, which is about $4 per hour’.”